These Small Saving scheme and high Return.
There are multiple savings schemes across
the country, post offices. Currently the post office has about 6 savings plans.
According to the data provided at the Post Office website (indiapost.gov.in),
interest rates are up to 8.5 percent. The scheme that is available –
RD:- Post office can be deposited in RD for
100 Rupees per month. Customers will get 7.3 percent interest in the deposit.
Besides, there is also the facility of withdrawing 50 percent from Ardi after
one year.
Anthony Income Scheme (MIS):- Any person can open this account.
Customers will get 7.3 percent interest in this account. There is also the
facility of account transfer.
Kisan Vikas Patra:- The money deposited in
this account can be withdrawn after two and a half years. Account holders will
get 7.7 percent interest every year. The money deposited on this account
becomes double after 118 months (9 years 10 months).
PPF:- This account can be opened with only Rs.100. Can be deposited up to a maximum of Rs. 1 lakh in a financial year.
Interest is 8 percent. Minimum 500 Rupees will be deposited annually. This
account will be match-wise after 15 years. Joint account can also be opened.
Customers will also be able to get tax deduction on this account.
National Savings Certificate:- National
Savings Certificate will receive 8 percent interest per year. Customers can
purchase NSC certificates of 100 or more.
SukanyaPrashritiYojana:- To keep minimum 250 Rupees in one year. And the maximum 1.5 lakh can be deposited. This account can
be opened within 10 years of the birth of the girl. The interest on this
account is 8.5 percent. This account will be closed for the completion of 21
years of the girl.
Follow these 6 tips on the follow up and do not get any trouble in the old age. Any
one of course will be useful.
