HDFC Life provides a variety of life insurance plans and policies to meet the insurance needs and requirements of each individual. We provide a variety of insurance products for needs such as protection, savings and investment, children's education and marriage, retirement, health-related, and women-specific. Helps you to be financially independent so that you can live your life on your own terms.
Term plans are usually affordable insurance plans that provide full protection and financial stability to your loved one in the event of an accident. HDFC Life presents term insurance plans and policies in India to meet your needs.
The purpose of taking life insurance is to provide life cover to the policyholder and provide financial protection to his family.
There are two ways that a person can take out life insurance:
1. Selects an authentic life cover, also known as term insurance
2. It is also called endowment insurance by taking a life cover with a built-in savings component.
Since term life insurance plans are affordable, it is possible for an individual to choose a higher life cover for the same premium as an endowment plan.
The Rs one crore endowment plan will probably go beyond the limits of most 30-year-olds. However, it is relatively more likely to adopt a term plan for a similar cover.
2. Riders
The policyholder can engage riders in the word plan, thereby increasing the usefulness of the policy. Thus by choosing the option of a critically ill rider or a complex illness plan, for example, he is entitled to receive a certain amount of money for being caught in a serious illness.
This includes the benefit of an equal number of deaths for the term of the policy. Others to choose from include employment cover reduction, disability coverage, premium cover discounts, policyholders should select riders based on their specific needs to make life more appropriate and meaningful.
3. Extended cover
Some insurance companies offer flexibility to extend life cover at important stages of the policyholder's life. For example, the policyholder may be allowed to extend the life cover by 50% at the time of marriage and 25% at the time of parental bending. This makes it possible for him to start with a lighter cover and then increase the ability to pay higher premiums while increasing liability.
4. Innovative features
While insurance companies have generally been keen to innovate, they have been the most innovative in terms of term planning. For example, companies offering additional discounts in certain categories such as smokers were even quicker and proactive in reducing premium rates.
Purchasing term plans is now quite convenient for the internet. It is possible for a healthy person to buy a term plan on the internet without a medical examination as determined by the insurer.
Other risk-averse riders such as accidents can be available and linked to a long-term plan and provide more comprehensive protection to your family.
HDFC Life offers a variety of health insurance plans and medical policies that provide financial protection to meet health-related emergencies. Due to lifestyle changes, health problems have not only increased, but they have also become more complex in nature. That’s why it’s important to have a health insurance plan, so if you’re not responsible for health, your financial plan is incomplete.
A health insurance plan helps financially support your family from unexpectedly large medical expenses
How HDFC Life Health Insurance Plan Helps You
The health insurance plan provides financial assistance for health-related emergencies
It helps to meet different health insurance needs of a person depending on the stage of life or specific disease.
Successful parents are not the only ones making money. The ultimate goal of this success is to plan financially for your child's future needs at the right age. There is really no better gift to give to your child than the promise of a secure future with Youngster Child Plans, which includes child insurance plans and child education plans from HDFC Life. On this birthday, give your child the gift of a secure future and career to rise to the top of fulfilling his or her dreams with HDFC Life Kids Investment Plans.
The financial security features in child plans ensure that your child gets the best in the future even in your absence
They provide the ideal combo of protection and preservation for many of the features of these baby plans and make them the perfect birthday gift for your child.
Our savings and investment plans are life insurance plans that give you multiple opportunities to save you money. These online investment plans help you make systematic and disciplined investments by ensuring that you and your family achieve your financial goals.
These online investment plans offer a variety of features that help you meet your specific financial needs by investing according to your appetite for risk-taking.
They also provide protection to your family and ensure that you cover all expenses in your absence.
HDFC Life presents specialized solutions to meet the diverse financial needs of women. Women’s plans are a set of specially made and hand-picked products that suit women’s needs at different stages of their lives; Such as protection, health, retirement, child education, and long-term savings and investments.
Women's insurance plans address these women-specific needs.
This is possible with features such as life and health insurance and storage of major necessities such as return and child education.
Retirement and pension plans provide you with future financial security so that you can live with pride in your standard of living once your professional income begins. Retirement planning has become more important due to the high cost of living and rising inflation.
Adequate retirement planning helps you meet unexpected expenses without worries.
At retirement, a portion or all of these savings can be used to generate regular retirement income.
Rural and Social Plans is a special offer from HDFC Life for the benefit of our rural customers only. These plans have been formulated keeping in view the stable income and insurance cover of the rural people.
The insurance solutions offered by HDFC Life under the Shaurya program are tailored to meet the needs of all Armed Forces personnel.
Our products are simplified, transparent, and efficient. We also provide flexible solutions to suit your needs. Our insurance plans enhance the benefits of your existing cover and entitled services. In addition, special amendments have been incorporated into our financial and medical guidelines to meet the needs of defense personnel through a simplified process.
Advanced and personalized after-sales service by highly trained sales and ex-serviceman team
Simplified issuance process to meet the needs of defense personnel
Distinguished and special distribution of policy packs
The heroic initiative is aimed at increasing existing insurance, providing various financial savings solutions, including tax benefits, and providing second-inning protection to our ex-servicemen.
The gallantry sales team consists of ex. Armed Forces personnel who understand your financial needs and provide appropriate financial solutions.
These people have an understanding and understanding of all the armed forces but they will go through extensive financial training to understand you and how things work in your life.
HDFC Life's Unit Linked Insurance Plan (ULIP) is an investment and protection plan. Investments made in the ULIP scheme are related to the risks associated with the capital market.
HDFC Life offers you a variety of ULIP products depending on your risk and financial situation - be it for your retirement plan, baby education or marriage, and investment purposes.
As a developing country in recent years, India's economic growth has been remarkable. Thus, NRIs have more reasons to invest in India.
HDFC Life offers a variety of group plans that help employers/trustees meet their employee obligation obligations in an easy, efficient, and cost-effective way and help secure their family's financial independence in the event of premature death or crisis illness.
List of HDFC Life products that have been discontinued and are no longer for sale. These products continue to be served by the HDFC Life customer service team.
Individual Products closed for new sale
- Safety plan
- Health planning
- Children's plans
- Savings and investment plans
- Women's planning
- Retirement plans
- Rural and social planning
- Shaurya plan
- ULIP plan
- NRI insurance plan
- Group insurance plan
- Closed insurance plan
- Term insurance plan
Term plans are usually affordable insurance plans that provide full protection and financial stability to your loved one in the event of an accident. HDFC Life presents term insurance plans and policies in India to meet your needs.
What is term insurance?
Term insurance is a life insurance product that provides financial coverage to the policyholder for a fixed period of time. In case of the death of the insured during the policy term, the death beneficiary is paid by the company. Before buying term insurance you should know why you should choose it.The purpose of taking life insurance is to provide life cover to the policyholder and provide financial protection to his family.
There are two ways that a person can take out life insurance:
1. Selects an authentic life cover, also known as term insurance
2. It is also called endowment insurance by taking a life cover with a built-in savings component.
Why term insurance is good?
Term plans provide authentic life cover. This means there is no savings/profit component. These are the basic plans that make life insurance more affordable than other options. It is possible for the policyholder to opt for a larger life cover at a lower premium than a similar endowment plan.Includes a few key features that make term planning inevitable
1. Greater life coverSince term life insurance plans are affordable, it is possible for an individual to choose a higher life cover for the same premium as an endowment plan.
The Rs one crore endowment plan will probably go beyond the limits of most 30-year-olds. However, it is relatively more likely to adopt a term plan for a similar cover.
2. Riders
The policyholder can engage riders in the word plan, thereby increasing the usefulness of the policy. Thus by choosing the option of a critically ill rider or a complex illness plan, for example, he is entitled to receive a certain amount of money for being caught in a serious illness.
This includes the benefit of an equal number of deaths for the term of the policy. Others to choose from include employment cover reduction, disability coverage, premium cover discounts, policyholders should select riders based on their specific needs to make life more appropriate and meaningful.
3. Extended cover
Some insurance companies offer flexibility to extend life cover at important stages of the policyholder's life. For example, the policyholder may be allowed to extend the life cover by 50% at the time of marriage and 25% at the time of parental bending. This makes it possible for him to start with a lighter cover and then increase the ability to pay higher premiums while increasing liability.
4. Innovative features
While insurance companies have generally been keen to innovate, they have been the most innovative in terms of term planning. For example, companies offering additional discounts in certain categories such as smokers were even quicker and proactive in reducing premium rates.
Purchasing term plans is now quite convenient for the internet. It is possible for a healthy person to buy a term plan on the internet without a medical examination as determined by the insurer.
How will HDFC Life's term insurance plan help you?
Term insurance plan by HDFC Life offers you a large life insurance cover for an affordable price ofOther risk-averse riders such as accidents can be available and linked to a long-term plan and provide more comprehensive protection to your family.
- Health insurance plan
HDFC Life offers a variety of health insurance plans and medical policies that provide financial protection to meet health-related emergencies. Due to lifestyle changes, health problems have not only increased, but they have also become more complex in nature. That’s why it’s important to have a health insurance plan, so if you’re not responsible for health, your financial plan is incomplete.
What is health insurance?
Health insurance is a type of insurance that provides coverage to the policyholder for medical expenses. Depending on the health insurance plan selected policyholders can get coverage for sick illness expenses, surgery expenses, hospital expenses, etc.Why you need health insurance
Changing lifestyles are causing diseases including expensive and prolonged treatment.A health insurance plan helps financially support your family from unexpectedly large medical expenses
How HDFC Life Health Insurance Plan Helps You
The health insurance plan provides financial assistance for health-related emergencies
It helps to meet different health insurance needs of a person depending on the stage of life or specific disease.
- Child Insurance Plans
Successful parents are not the only ones making money. The ultimate goal of this success is to plan financially for your child's future needs at the right age. There is really no better gift to give to your child than the promise of a secure future with Youngster Child Plans, which includes child insurance plans and child education plans from HDFC Life. On this birthday, give your child the gift of a secure future and career to rise to the top of fulfilling his or her dreams with HDFC Life Kids Investment Plans.
What is child planning?
Child planning helps you plan financially for your child's future needs. As a parent, you can secure your child's future with plans that include children's insurance plans and children's education plans.What is need a child insurance plan?
Expensive needs like higher education are one of the best ways to save enough through regular investment for your child’s future.The financial security features in child plans ensure that your child gets the best in the future even in your absence
How HDFC Life Child Insurance Helps You?
HDFC Life's Youngster Plans includes child insurance plans and education policies from HDFC Life.They provide the ideal combo of protection and preservation for many of the features of these baby plans and make them the perfect birthday gift for your child.
- Savings and investment plans
Our savings and investment plans are life insurance plans that give you multiple opportunities to save you money. These online investment plans help you make systematic and disciplined investments by ensuring that you and your family achieve your financial goals.
What are the investment plans?
Investment plans are financial products that provide opportunities to create assets for the future. Investment plans offer individuals with a variety of overtime funds to help them achieve their future financial goals in orderly and phased investments.What is the need for savings and investment plans?
Savings and investment plans help you to save regularly and be adequately prepared to meet the financial needs of the family in the future.These online investment plans offer a variety of features that help you meet your specific financial needs by investing according to your appetite for risk-taking.
How do HDFC Life's savings and investment plan help you?
Our savings and investment plans help you to make adequate savings with regular investments after considering your specific financial situation and future needs.They also provide protection to your family and ensure that you cover all expenses in your absence.
- Women's Insurance Plans
HDFC Life presents specialized solutions to meet the diverse financial needs of women. Women’s plans are a set of specially made and hand-picked products that suit women’s needs at different stages of their lives; Such as protection, health, retirement, child education, and long-term savings and investments.
What is women's insurance?
Women's insurance plans meet the different financial needs of women. Women’s plans are a set of specially made and hand-picked products that suit women’s needs at different stages of their lives; Such as protection, health, retirement, child education, and long-term savings and investments.Why do women need women's insurance plans?
Women need different financial solutions than men, such as financial protection in case of the untimely death of a wife, specific health risks to women, and financial security in retirement.Women's insurance plans address these women-specific needs.
How does HDFC Life support women's insurance plans?
Women's insurance plans by HDFC Life are specially designed to meet the needs of women at different stages of their lives.This is possible with features such as life and health insurance and storage of major necessities such as return and child education.
- Pension Plans for Retirement Planning
Retirement and pension plans provide you with future financial security so that you can live with pride in your standard of living once your professional income begins. Retirement planning has become more important due to the high cost of living and rising inflation.
What is a pension plan?
A pension plan is an investment plan that allows you to allocate a portion of your savings for savings over a period of time and provide you with a steady income after retirement. Retirement and pension plans provide you with future financial security so that you can live with pride in your standard of living once your professional income begins. Retirement planning has become more important due to the high cost of living and rising inflation.Why do you need a retirement and pension plan?
Retirement and pension plans provide adequate regular income for retirement with the help of money saved during the career. Despite the rising cost of living, your family can maintain its lifestyle without your regular salary check.Adequate retirement planning helps you meet unexpected expenses without worries.
How does HDFC Life Retirement and Pension Plan help?
Investing in regular premiums or single payments increases your money over the course of your working life.At retirement, a portion or all of these savings can be used to generate regular retirement income.
- Rural and social planning
Rural and Social Plans is a special offer from HDFC Life for the benefit of our rural customers only. These plans have been formulated keeping in view the stable income and insurance cover of the rural people.
- Insurance plans for defense personnel
The insurance solutions offered by HDFC Life under the Shaurya program are tailored to meet the needs of all Armed Forces personnel.
Why HDFC Life Defense Staff Plan?
HDFC Life has taken initiative to introduce insurance cover in "War / Warlike Situation, Terrorism, Natural Disasters, IS Duties and Other Hostilities". HDFC Life's insurance solutions are designed to meet your long-term security and financial needs.Our products are simplified, transparent, and efficient. We also provide flexible solutions to suit your needs. Our insurance plans enhance the benefits of your existing cover and entitled services. In addition, special amendments have been incorporated into our financial and medical guidelines to meet the needs of defense personnel through a simplified process.
How does the HDFC Life Defense Personnel Plan help you?
Unique customer tracking system so we can stay with you even after you've posted to a new locationAdvanced and personalized after-sales service by highly trained sales and ex-serviceman team
Simplified issuance process to meet the needs of defense personnel
Distinguished and special distribution of policy packs
The heroic initiative is aimed at increasing existing insurance, providing various financial savings solutions, including tax benefits, and providing second-inning protection to our ex-servicemen.
The gallantry sales team consists of ex. Armed Forces personnel who understand your financial needs and provide appropriate financial solutions.
These people have an understanding and understanding of all the armed forces but they will go through extensive financial training to understand you and how things work in your life.
- Planned by UDP HDFC Life
HDFC Life's Unit Linked Insurance Plan (ULIP) is an investment and protection plan. Investments made in the ULIP scheme are related to the risks associated with the capital market.
HDFC Life offers you a variety of ULIP products depending on your risk and financial situation - be it for your retirement plan, baby education or marriage, and investment purposes.
- NRI insurance plan
As a developing country in recent years, India's economic growth has been remarkable. Thus, NRIs have more reasons to invest in India.
- HDFC Life Group Insurance Plan
HDFC Life offers a variety of group plans that help employers/trustees meet their employee obligation obligations in an easy, efficient, and cost-effective way and help secure their family's financial independence in the event of premature death or crisis illness.
Products Closed for Sale (Serviced by Customer Service)
List of HDFC Life products that have been discontinued and are no longer for sale. These products continue to be served by the HDFC Life customer service team.
Individual Products closed for new sale
- HDFC Life Health Assure Plan
- HDFC Life Invest Wise Plan
- HDFC Click 2 Protect Plan
- HDFC Protection Series
- HDFC Immediate Annuity Plan
- HDFC ClassicAssure Insurance Plan
- HDFC Life Sampoorn Samridhi Insurance Plan
- HDFC Children's Plan
- HDFC Endowment Gain Insurance Plan
- HDFC Endowment Assurance Plan
- HDFC New Money Back Plan
- HDFC Savings Assurance Plan
- HDFC Assurance Plan
- HDFC Single Premium Whole of Life Insurance Plan
- Premium Guarantee Plan
- Home Loan Protection Plan
- Gramin Bima Kalyan Yojna
- HDFC Unit Linked Endowment Plan
- HDFC Unit Linked Endowment
- HDFC Unit Linked Pension Plan
- HDFC Unit Linked Pension
- HDFC Unit Linked Young Star Plan
- HDFC Unit Linked Young Star
- HDFC Unit Linked Young Star Plus
- HDFC Unit Linked Endowment Plus
- HDFC Unit Linked Young Star Suvidha
- HDFC Unit Linked Young Star Suvidha Plus
- HDFC Unit Linked Endowment Suvidha
- HDFC Unit Linked Endowment Suvidha Plus
- HDFC Unit Linked Pension Plus
- HDFC Unit Linked Enhanced Life Protection II
- HDFC Unit Linked Endowment Plus II
- HDFC Unit Linked YoungStar Plus II
- HDFC SimpliLife
- HDFC Wealth Maximiser Plus
- HDFC Unit Linked Young Star II
- HDFC Unit Linked Endowment II
- HDFC Unit Linked Pension II
- HDFC Unit Linked Pension Maximiser II
- HDFC Unit Linked Endowment Winner
- HDFC Unit Linked Young Star Champion
- HDFC Unit Linked Wealth Multiplier
- HDFC Pension Super
- HDFC Young Star Super
- HDFC Endowment Super
- HDFC Young Star Super Suvidha
- HDFC Endowment Super Suvidha
- HDFC Young Star Supreme Suvidha
- HDFC Endowment Supreme Suvidha
- HDFC Wealth Builder
- HDFC Pension Supreme
- HDFC Pension Maximiser II
- HDFC Pension Champion
- HDFC Endowment Supreme
- HDFC Young Star Champion Suvidha
- HDFC YoungStar Supreme
- HDFC Endowment Champion Suvidha
- HDFC pension Maximus
- HDFC Endowment Assurance
- HDFC Money Back
- HDFC Immediate Annuity
- HDFC Personal Pension Plan
- HDFC Bima Bachat Yojana
- HDFC Home Loan Protection Plan
- HDFC Critical Care Plan
- HDFC Surgicare Plan
- HDFC Gramin Bima Kalyan Yojana
- HDFC Life Classic Pension Insurance Plan
- HDFC Youngstar Super II
- Group Products closed for new sale
- HDFC Group Variable Term Insurance Plan
- HDFC Group Unit Linked Plan
- HDFC Group Unit Linked Plan Option A
- HDFC Leave Encashment Plan
- HDFC Group Unit Linked Plan Option B
- HDFC Group Unit Linked Option I
- HDFC Development Insurance Plan
- HDFC Deposit Insurance Plan
- HDFC Group Flexible Term Insurance
- HDFC Group Savings Plan
- HDFC Group Conventional Plan
- HDFC Group Traditional Plan
- HDFC Life Group Credit Protect
- HDFC Group Term Insurance
- Group Variable Term Insurance Plan
Older versions of the following plans are closed for sale. Newer versions of these plans are available for purchase.
- 101N087V01 - HDFC Life Health Assure Plan
- 101L064V01 - HDFC SL Crest
- 101L067V01 - HDFC SL ProGrowth Maximiser
- 101L066V01 - HDFC SL ProGrowth Super II
- 101L068V01 - HDFC SL Young Star Super Premium
- 101L072V01 - HDFC SL ProGrowth Flexi
- 101L081V01 - HDFC SL Pro Growth Plus
- 101L082V01 - HDFC Life Smart Women Plan
- 101L083V01 - HDFC Life Invest Wise
- 101L085V01 - HDFC Life Pension Super Plus
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